Collector Set
Collector Set
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 Dale Earnhardt Jr BrookField Collectors Guild Set  US $300.00
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 JURASSIC PARK THE RIDE PROMO JEFF GORDON STOCK CAR TRADING CARD COLLECTOR SET US $150.00
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 Racing Champions 50th Anniversary Collectors Set 4 Sets of 12 164 stock cars US $139.99
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 DALE EARNHARDT JR 31 BROOKFIELD COLLECTORS GUILD SET 1 24 US $125.00
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 Nascar Diecast 50th Anniversary Collectors Set 1 4 Stock Cars and Cards US $100.00
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 Dale Earnhardt 1998 3 Coca Cola 124 3pc Brookfield Trackside Collectors Set US $86.01
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 RACING CHAMPIONS RICHARD PETTY 43 STP COLLECTOR SET US $80.00
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 JEFF GORDON BROOKFIELD COLLECTORS GUILD SET 1 24 2005 US $75.00
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 VINTAGE BROOKFIELD COLLECTORS DALE EARNHARDT AC DELCO JAPAN RACED SET US $64.95
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 Dale Earnhardt 1997 3 GM Goodwrench Plus 124 3pc Brookfield Collectors Set US $59.99
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 Terry Labonte 1999 5 Kelloggs K Sentials 124 3pc Brookfield Collectors Set US $59.99
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 Dale Earnhardt 1995 3 GM Goodwrench Service 124 3pc Brookfield Collectors Set US $59.99
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 Tony Stewart 1999 20 The Home Depot 124 Brookfield Collectors Set US $59.99
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 COLLECTOR 3 DALE EARNHARDT FOUNDATION TWIN CAR SET US $59.99
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 2004 Driver Collectors 6 car set Autographed US $55.00
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 4 NASCAR ITEMS L MODEL CAR S MATCHBOX CAR 72 CARD COLLECTOR SET 1 CAP US $50.00
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 Jeff Gordon 1996 24 DuPont Refinish Racing 124 3pc Brookfield Collectors Set US $49.99
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 Terry Labonte 1996 5 Kelloggs 124 3pc Brookfield Collectors Set US $49.99
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 Terry Labonte 1996 5 Kelloggs Test Car 124 3pc Brookfield Collectors Set US $49.99
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 2003 Dale Earnhardt 3 Foundation 2 Car set Brookfield Collectors Guild MIB US $49.99
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 WCW nWo 12 Piece Taurus Stock Car Collector Set 1 64 US $45.99
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 2000 NASCAR HOT WHEELS RACING SCORCHIN SCOOTER COLLECTOR SERIES SET OF 16 US $45.00
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 Dale Earnhardt 3 Racing Champions Super Collectors Set US $45.00
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 1996 Jeff Gordon 3 Piece Set 125 Ltd Ed 1 10K Brookfield Collectors Guild NR US $44.95
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 2001 Jeff Gordon RARE Car Dually Truck Trailer Set 1 24 Brookfield Collectors US $49.99
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 Ricky Rudd Brookfield Collectors Guild 2000 showcar set US $39.99
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How You Can Deal With Debt Collectors
When you're dealing with debt, one of the most stressful things can be the constant harassment from debt collectors via phone calls and letters. Fortunately, you do have some rights and protection as you deal with them.
Debt collectors are required to follow certain guidelines as they attempt to collect outstanding debts. They are set out in the Fair Debt Collection Practices Act. For example, they can't call before 8:00am or after 9:00pm. They also must stop harassing phone calls if you have requested they do so.
The full text of the Fair Debt Collection Practices is available at the following website:
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#801
There are a few ways to deal with debt collectors under these rules. The simplest is to simply not answer the call. If you have caller ID on your phone and don't recognize who's calling, don't answer. If it turns out to be somebody you would like to talk to, he or she can leave a message.
If you do answer the call and it turns out to be a debt collector, you can insist that they stop calling you. This should be followed up with a "cease and desist" letter physically sent to them, via certified or registered mail so you have proof they have received it. Debt collectors are legally obligated to stop calling if they receive one of these.
The most obvious and effective option for dealing with debt collectors is to actually pay the debt. After all, you agreed to pay the debt when you acquired it and you therefore should repay the creditor who lent you the money. You should still pay it even if you have told debt collectors to stop calling you.
If you are unable to repay the debt in full at once for some reason, you may be able to negotiate a reduced interest rate or partial repayment if you explain your situation. Keep in mind, however, that telling a creditor you've run up debt by doing too much unnecessary shopping is not going to gain you much sympathy. On the other hand, if you've just been fired from your job and are going through legitimately difficult financial times while you look for another, this will likely give you some room for negotiation.
If you do negotiate a better deal with your creditors, be sure to keep your word and pay what you've said you would. While bill collectors may seem relentlessly cruel, they're really just there to collect the money you owe. That's their job. Once you have made arrangements with creditors to repay what you owe them and have shown that you can be trusted to keep your word, bill collectors will move onto other people and leave you alone.
About the Author
Michael Geoffrey offers helpful
debt reduction
advice on the Debtslate website. For more tips and information about getting out of debt, visit http://www.debtslate.com
